Conveyancing

Step-by-Step Process

1. 1Get a mortgage agreement in principle before viewing properties seriously
2. 2Instruct a solicitor as soon as your offer is accepted - don't delay
3. 3Provide all required ID documents and proof of funds immediately
4. 4Arrange a comprehensive property survey to identify any issues
5. 5Review all legal documents provided by your solicitor carefully
6. 6Respond promptly to any enquiries or requests for additional information
7. 7Arrange buildings insurance to start from exchange date
8. 8Complete final checks and walkthrough before completion day

Helpful Tips

• Budget for all costs including searches, surveys, and moving expenses
• Don't make major financial changes during the conveyancing process
• Stay in regular contact with your solicitor for updates and guidance
• Keep all property-related documents organized in one place

Step-by-Step Process

1. 1Gather all property documents including title deeds and mortgage information
2. 2Complete property information forms honestly and thoroughly
3. 3Provide all warranties, guarantees, and building certificates you have
4. 4Obtain an Energy Performance Certificate if you don't have a valid one
5. 5Respond promptly to buyer enquiries raised by their solicitor
6. 6Review and approve the sale contract before it's sent to the buyer
7. 7Coordinate completion timing with your onward purchase if applicable
8. 8Prepare for completion by arranging key handover and final meter readings

Helpful Tips

• Be completely honest about any known defects or issues with the property
• Keep copies of all correspondence and documents for your records
• Coordinate closely with your estate agent throughout the process
• Plan your move out timeline carefully to avoid last-minute stress

Step-by-Step Process

1. 1Find out early who else is in your property chain and their circumstances
2. 2Ensure everyone in the chain has mortgage offers and legal representation
3. 3Coordinate survey timing across the chain to avoid unnecessary delays
4. 4Maintain regular communication with all parties through solicitors
5. 5Be flexible with completion dates while protecting your interests
6. 6Have backup plans ready in case any part of the chain fails
7. 7Consider chain-free alternatives if you're in a problematic chain
8. 8Exchange contracts simultaneously across the chain for security

Helpful Tips

• Longer chains are more likely to experience delays or break down
• First-time buyers and cash buyers often provide more chain stability
• Good communication between all parties' solicitors is essential
• Be patient but stay informed about progress and potential issues

Step-by-Step Process

1. 1Shop around for the best mortgage deals and get offers from lenders
2. 2Instruct a solicitor who specializes in remortgage transactions
3. 3Provide proof of identity, address, and income as required
4. 4Allow your solicitor to conduct title checks and resolve any issues
5. 5Review and sign the new mortgage documents carefully
6. 6Coordinate completion timing with your existing lender's redemption
7. 7Ensure buildings insurance continues without interruption
8. 8Complete the transaction and receive confirmation of new arrangements

Helpful Tips

• Remortgaging is usually faster than purchase conveyancing (4-8 weeks)
• Consider whether you want to borrow additional funds while remortgaging
• Check if your current lender will match or beat competitor offers
• Factor in legal fees and arrangement fees when calculating savings