Remortgage & Transfer of Equity
Expert legal services for remortgaging your property and transfer of equity transactions including adding or removing names from title.
Remortgage & Transfer of Equity
Remortgaging and transfer of equity transactions require careful legal handling to protect your interests and ensure compliance with lender requirements. We provide efficient, cost-effective services for these important property transactions.
Key Services
- Remortgage transactions and lender changes
- Transfer of equity - adding or removing owners
- Equity release and lifetime mortgages
- Buy-to-let remortgage services
- Second charge and additional borrowing
- Deed preparation and execution
Related Conveyancing Services
Comprehensive legal services for buying your home including freehold and leasehold purchases, new builds, and Help to Buy schemes.
Property SalesExpert legal representation for selling your property including chain management, contract preparation, and completion coordination.
Buy-to-Let & Investment PropertyComprehensive conveyancing services for investment property purchases including buy-to-let mortgages and portfolio building.
Leasehold Property ServicesSpecialist conveyancing for leasehold properties including lease extensions, enfranchisement, and share of freehold purchases.
New Build PropertiesSpecialist new build conveyancing including Help to Buy, warranties, and developer contract negotiations.
Commercial Property ConveyancingExpert commercial property legal services including office purchases, retail premises, industrial units, and investment property transactions.
Why Choose Gardner Champion?
- Experienced property lawyers
- Competitive fixed fees
- Regular progress updates
- Same day exchange capability
- Comprehensive searches and checks
- Panel membership with major lenders
Ready to move forward?
Get a transparent, fixed-fee quote tailored to your specific legal needs.
Get your quote for this serviceNeed this handled quickly?
Our experienced solicitors can provide you with a free estimate and priority service.
Request a free estimateFrequently Asked Questions
Additional Information
Our Process
Remortgage and transfer transactions begin with reviewing existing title and mortgage arrangements. We liaise with new lenders, prepare necessary documentation, handle stamp duty considerations, and coordinate completion to ensure smooth transition.
Timeline
Most remortgages complete within 4-6 weeks from instruction. Transfer of equity transactions may take longer if SDLT implications require detailed consideration or if complex family arrangements are involved.
Costs & Fees
Our fixed fees for remortgages typically range from £400-£800 depending on complexity. Transfer of equity fees range from £600-£1,200 plus SDLT and Land Registry fees where applicable.
What You'll Need
- Current mortgage details and redemption figure
- New mortgage offer and solicitor details
- Identity documents for all parties involved
- Marriage certificate or relationship evidence (transfers)
- Details of financial arrangements between parties
- Buildings insurance policy details
Get Expert Legal Advice
Contact our remortgage & transfer of equity specialists for a consultation.