Bank of Ireland
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Buying or remortgaging with Bank of Ireland? Check the lender instruction, legal work and fees with our conveyancing team.

Home purchase

Use the correct lending entity

Bank of Ireland paperwork should be checked for the precise lending entity and the jurisdiction of the property. A similar bank name on a statement is not enough to identify the instructions for an England or Wales purchase. Share the full offer and tell us whether the property is your home or an investment.

The legal work

Your mortgage offer and the property must be ready together

The finance offer is one part of a purchase. The conveyancing team also reviews the contract, title, searches and enquiries, reports to you, and establishes what must be done before exchange and completion. Let us know about changes while the work is underway.

Useful information for your first enquiry

  • The full offer and any revised pages
  • The property address, price and proposed owners
  • The source of the deposit and any family contribution

Use our agreed secure document route for personal information. Our first enquiry can simply describe the transaction.

From first enquiry to the next legal step.

  1. 01

    Confirm the scope

    We identify the lender and proposed transaction, check representation and explain the work and fees.

  2. 02

    Review the documents

    The team considers the title and finance documents, raises the relevant enquiries and explains the points that need resolving.

  3. 03

    Plan completion

    Once the requirements are satisfied, the legal and funding arrangements can be coordinated. A target date remains subject to the outstanding work.

Clear answers

Bank of Ireland: common conveyancing questions.

Can Gardner Champion help with a Bank of Ireland mortgage?

Bank of Ireland is covered by our lender directory. Send us the full offer or current account correspondence so we can check the lender, product, office and proposed legal work before confirming our appointment. An entry on the directory is not a guarantee of acceptance for every transaction.

Can I enquire before my mortgage offer arrives?

Yes. An early enquiry helps establish the proposed purchase and legal fee scope. Mortgage-specific work still depends on the formal offer and the lender’s instruction, including any later revisions.

What will the Bank of Ireland conveyancing cost?

We agree the fee scope after reviewing the transaction. The quote should identify legal fees, VAT, applicable third-party costs and any additional work such as a company, leasehold title or ownership change. If your mortgage includes a legal-service incentive, check its terms before separately instructing a firm.

Useful next steps.

Make your next legal step clearer.

Tell us about the property, the lender and what you need to do. We’ll explain the next step and the legal fee scope.

Speak to our conveyancing team